409A Valuations

Certified 409A valuations for US and non-US companies issuing stock options and equity incentives to employees — in compliance with IRS Section 409A and AICPA guidelines.

409A Valuations

Windeye Partners frequently performs business valuations for early stage companies that plan to provide options or other equity incentives to employees and need to comply with the US tax code (i.e. Section 409A) and related AICPA rules. Our experience includes providing valuations for companies in sectors such as software, information technology, biotechnology, medical devices, healthcare services, and consumer products. Our clients are primarily US based, but we are also experienced in assisting non-US companies that offer equity incentives to staff in the US and need to comply with the 409A regulations.

To receive an example of a 409A Valuation report please email us at windeye@windeyepartners.com or contact Certified Valuation Analyst Michael Guthammar on telephone (929) 223-2935.

409A Valuation Primer

The Internal Revenue Service's code section 409A regulates the taxation of "non-qualified deferred compensation" for employees of all US companies, including the issuance of non-qualified stock options and stock appreciation rights. Non-qualified deferred compensation plans do not include Incentive Stock Options, 401(k) and similar "qualified" plans.

If non-qualified stock options or similar instruments are issued with a strike price that is below the fair market value at the time of issuance, then the difference between the strike price and fair market value will be taxable income for the recipient. In addition, tax penalties (20%) may apply if some time has passed since the stock options were granted. Therefore a private company should always perform a valuation in order to demonstrate that the strike price is at or above fair market value at the time of issuance.

According to the IRS, "fair market value may be determined through the reasonable application of a reasonable valuation method." Fair market value is defined by IRS Revenue Ruling 59-60 as: "the price at which the subject equity ownership would change hands between a willing buyer and a willing seller when the former is not under any compulsion to buy and the latter is under no compulsion to sell, both parties having reasonable knowledge of relevant facts." A company can rely on the valuation report for 12 months from the valuation date, unless there is a material change such as a financing sooner than that.

Overall the IRS counsels that a 409A valuation should consider the following aspects:

  • The value of tangible and intangible assets (Asset Approach)
  • The present value of future cash flows (Income Approach)
  • The market value of comparable businesses, both public and private (Market Approach)
  • Other relevant factors such as control premiums or discounts for lack of marketability

The IRS has defined special rules for "start-up" companies with respect to 409A valuations. Start-up companies are defined as companies a) that have been in business for less than 10 years; b) that do not have publicly traded equity securities; and c) for which no change of control event or public offering is reasonably anticipated to occur in the next twelve months. For start-up companies, a valuation will be presumed reasonable if "made reasonably and in good faith and evidenced by a written report that takes into account the relevant factors prescribed for valuations generally under these regulations." Such a valuation must also be performed by someone with "significant knowledge and experience or training in performing similar valuations."

The IRS provides a 12-month safe harbor period for a 409A valuation with respect to the strike price for option grants. After 12 months, or when a "material event" such as a financing occurs, a new valuation will be required.

409A Valuation Process

Our standard 409A valuation process is 10 business days, but in time critical situations this can be shortened to 5 business days if the required information is readily available.

1
Engagement

Company formally engages our services and we provide a customized information request list for business, financial and ownership information. We also define what measurement date will be used for the valuation — typically a recent month-end, but in some situations a date 12–36 months back can be used.

2
Information Transfer

Client provides requested information including historical financial statements for 1–5 years, year-to-date financial statements, and existing financial forecasts or projections. We generally request financial projections for 3–5 future years. Documents can be uploaded by client to a secure cloud drive.

3
Information Review

We perform an initial review and analysis of the information provided, request additional information and/or clarifications, and schedule a call with company management.

4
Company Management Call

We review and discuss with key management the company's strategy, business, technology, competitors, finances and other important aspects that may have an impact on the valuation.

5
Preliminary Valuation Analysis

We perform a valuation analysis of the company total equity value and derive a preliminary value for the common shares or other security that is the subject of the valuation report, in conformance with IRS regulations and AICPA guidance.

6
Valuation Analysis Review

Our preliminary valuation conclusion is shared and discussed with the client.

7
Valuation Report Draft

We draft the formal valuation report, incorporating any required adjustments to the preliminary valuation analysis and additional information provided by the client.

8
Valuation Report Review

Our draft valuation report is shared with the client for a final review.

9
Final Valuation Report

We issue a final valuation report and value conclusion to the client.

409A Valuation Issues

A valuation for 409A purposes will consider the normal Asset, Income and Market approaches similar to other business valuations. However, early stage companies needing a valuation for this purpose often face particular issues since they may have negative earnings and cash flow, and since post-money valuations from capital raisings are not always directly applicable to a 409A valuation.

Guideline Venture Funding Method

For early stage companies that have raised capital in the form of preferred equity or similar instruments the Guideline Venture Funding or "back-solve" method is often required to derive a proper value for common shares. The Guideline Venture Funding method involves estimating the value of the business by taking the price of the latest venture preferred equity investment, or similar funding, and calculating what liquidity event would be required for that preferred equity series to receive its original investment amount, given certain assumptions about the exit event, the company's capital structure, and volatility. An option pricing model using the Black-Scholes formula is used to solve for the implied exit value (see example).

Equity Value Allocation

Since we wish to determine the fair market value of one share of common stock, and an early stage company may have several series of preferred stock or other equity instruments, a critical step is to determine how the equity value of the company would be allocated among the different equity instruments given a certain value for 100% of the equity. Several methods for allocating the equity value can be acceptable, each with certain merits and tradeoffs:

  • Common Stock Equivalent Method: Allocates the enterprise value assuming all equity classes are essentially common stock. Seldom used as it typically indicates a value for common stock that is too high.
  • Current Value Method: Allocates the value of the various series of preferred stock based on their liquidation preferences or conversion values, whichever would be greater, using a waterfall approach. Does not account for time value and is therefore primarily used for very early stage companies.
  • Contingent Value Method: Allocates total equity value to each security in the capitalization table based on a Black-Scholes option formula analysis. Considers the time value for junior rounds that may not receive a distribution if the entity were sold today. May be complex to implement and is sensitive to key assumptions such as volatility.
  • Probability-Weighted Expected Return Method: Estimates the value of the common stock based on an analysis of future values for the business assuming various future outcomes (IPO, merger or sale, liquidation, continued operation). Very flexible but often complex to implement, requires significant management input, and may be best suited to later-stage companies with some visibility regarding exit opportunities.

Valuation Discounts

As 409A valuations are concerned with the value of one share of common stock — a minority interest — discounts for lack of control and lack of marketability are typically applied relative to a 100% equity interest in the business being valued. For a discussion regarding such discounts see our section on Valuation of Minority Interests.

For further details regarding 409A valuations we recommend that you consult the AICPA Guide Valuation of Privately-Held Company Equity Securities Issued as Compensation.

409A Valuations & Non-US Companies

Foreign companies with a subsidiary and employees in the US are also subject to the 409A regulation. For a discussion about valuation issues in such cases, or for non-US companies that have undertaken an inversion of their structure and reincorporated in the US, please read our white paper. Read More →

409A Valuation FAQ

For company founders and management the issues surrounding 409A valuations can be confusing. Below are answers to frequently asked questions.

1. When do I need to get a 409A valuation?
If you are a privately held company in the US that plans to issue stock options, shares or other equity incentives to employees you will generally need to have a 409A valuation completed before setting the issue or exercise price of these securities. A company that is less than 10 years old has the ability to do this without an external professional if they have sufficient knowledge. However in practice few companies do this and most prefer to rely on an outside valuation professional.
2. Besides for issuing stock options, are there other situations when a 409A valuation is needed?
A 409A valuation will generally be needed if you plan to provide any kind of equity incentive scheme to employees including stock options, employee shares, stock appreciation rights, phantom stock, and profits interests.
3. If I have a 409A valuation report already, when do I need to get a new one?
409A valuations are valid for a period of 12 months or until a "material" event such as a financing round or significant change in the business occurs.
4. What is the purpose of a 409A valuation?
A company that issues options or shares to employees below Fair Market Value — i.e. at a bargain price — is subject to penalties by the IRS and recipients face taxes on the difference as well as penalties. Fair Market Value is defined by the IRS and is calculated in a 409A valuation report.
5. How long does it take to get a 409A valuation?
The time required varies somewhat depending on how complex a company's business, finances and capital structure are, but most of our valuation engagements are completed within a range of 2 to 4 weeks.
6. Are 409A valuations also used for accounting purposes?
409A valuations are often also used as a basis to determine the expense for the company's options or shares issued as compensation, in accordance with AICPA guidelines.
7. Does a non-US company need a 409A valuation?
Non-US companies that have key staff in the US and wish to provide them with equity incentives are subject to the same rules as US companies and will therefore typically need to get a 409A valuation even though the securities are for a foreign company.
8. What valuation methods are used in a 409A valuation?
According to IRS guidelines, a 409A valuation must consider asset based, market based and income based valuation methods. Asset based methods are rarely used since most early stage companies have small amounts of tangible assets. Market based methods include guideline public companies, comparable transactions, and previous financings. Income based methods include capitalized earnings and discounted cash flow. For companies in sectors with high levels of uncertainty such as biotechnology, additional methods including risk-adjusted net present value, Monte Carlo simulation, and real options may also be applicable.
9. We forgot to get a 409A valuation done last year — can we do one now?
409A valuations can be done retroactively, although the farther back the date the more difficult it becomes to have adequate data and to determine what was "known or knowable" with respect to the company's finances, its overall business, and the economy at the time.
10. Can we do a 409A valuation ourselves?
For a company in existence less than 10 years there is a "safe harbor" for determining Fair Market Value internally if management has the requisite knowledge. However, in practice most companies prefer to rely on an outside valuation professional.
11. What happens if we issue options and don't get a 409A valuation?
The company is subject to penalties from the IRS, and employees that received options or shares would be taxed on the difference between the price set by the company and Fair Market Value, as well as be subject to penalties and interest. In addition, the lack of a 409A valuation may become an issue in due diligence processes for future capital raising or sale/merger discussions, leading to additional costs and/or reduced negotiation leverage.
12. How does a 409A valuation compare to other kinds of business valuations?
The 409A valuation report will calculate the value of a single common share, which will typically be less than its strictly proportional value based on ownership percentage, due to discounts for lack of control and lack of marketability. It is generally not appropriate to use a 409A valuation report when considering an M&A or financing transaction.
13. Can a 409A valuation be used for other purposes?
No, a 409A valuation report cannot be directly used for another purpose. However, the process and report format are very similar for gifts of securities and therefore these valuation reports can be efficiently produced side by side if company founders or employees are gifting shares.
409AAudit Compliant
CVACertified Valuation Analyst
10Business Days Standard
12moIRS Safe Harbor Period

Ready to discuss your 409A valuation needs?

Contact Windeye Partners to learn how we can assist you.